Elephlow
FINANCIAL GLOSSARY

Contributions and growth

The separation between money actually contributed and growth produced by return assumptions.

Definition

The separation between money actually contributed and growth produced by return assumptions.

Why this concept matters

It prevents contributions from being confused with simulated performance.

How it works

Elephlow separately totals starting capital and contributions, then compares that amount with simulated capital. The difference is simulated growth.

Calculation guide : Simulated growth = ending capital − starting capital − contributions

What to watch

Displayed growth may be negative and remains uncertain.

Simple example

£77,000 contributed plus £58,000 of simulated growth gives about £135,000.

Example currency : United Kingdom (GBP). The reference country controls the example currency.

Related concepts

Future value · Compound returns · Regular contribution

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