Roth IRA
A US individual retirement account funded with non-deductible contributions, where certain qualified withdrawals may be tax-free.
Definition
A US individual retirement account funded with non-deductible contributions, where certain qualified withdrawals may be tax-free.
Why this concept matters
It structures part of retirement savings under a tax treatment specific to the US system.
What to watch
There is no exact French equivalent, and eligibility depends on US rules.
Simple example
A qualified withdrawal must meet the US conditions applying to the account and its owner.
Availability and country
- Country or system of origin
- United States
- Status
- Product specific to the US system
- Access from France
- Generally unavailable as a local wrapper to a French tax resident, except in specific US circumstances and subject to eligibility.
- French equivalent
- No exact French equivalent; PEA, life insurance and PER share only certain features.
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